Lender QuestionnaireA reference for condominium and community association questionnaires

Lender questionnaire for Promenade the

Honolulu, Hawaii

Location
Honolulu, Hawaii
Contact of record
CEN PAC Properties Inc.

Who completes it

CEN PAC Properties Inc. is the contact of record for Promenade the in the Association of Unit Owners contact list, published by the Hawaii Department of Commerce and Consumer Affairs, Real Estate Branch and read on August 15, 2026. A lender questionnaire for a unit in this association is addressed to the association through that office.

Where the contact of record is a management company, that office usually completes the form itself. Where it is a law firm, an accountant or a registered agent, the form is normally passed to whoever keeps the association's books. In neither case is it answered by the lender, the buyer or the seller.

Which form the lender sends

For a condominium the lender sends Fannie Mae Form 1076, which Freddie Mac issues as Form 476, the Condominium Project Questionnaire. It travels with the addendum, Form 1076A or 476A, covering building safety and deferred maintenance. Many lenders send their own version instead, asking the same underwriting questions in a different order.

Two things that were true until recently and are not now. The short form questionnaires, Fannie Mae Form 1077 and Freddie Mac Form 477, are retired. So is Limited Review: for applications dated on or after 3 August 2026, Full Review is the regime, which means the full questionnaire is answered even on the loans that used to escape it.

The answers that hold a file up are usually the same few: the split between owner occupied and rented units, how much of the budget goes to reserves, whether a single owner holds more than the permitted share of the units, litigation, and any deferred maintenance or special assessment.

Where this came from

Hawaii Department of Commerce and Consumer Affairs, Real Estate Branch. Association of Unit Owners contact list. Published April 30, 2026, read August 15, 2026. The list carries its own revision date on its face. Source. The association name, locality and contact of record are reproduced as filed. Individuals' names, email addresses and telephone numbers in the same file are deliberately not republished.

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