Lender questionnaire for Bergamo Condominiums Homeowners' Association, Inc.
Las Vegas, Nevada
- Location
- Las Vegas, Nevada
- County
- Clark
- Units on the register
- 26
- Contact of record
- FirstService Residential, Nevada, LLC
Who completes it
FirstService Residential, Nevada, LLC is the contact of record for Bergamo Condominiums Homeowners' Association, Inc. in the register of active associations (NRED-ACTIVE-HOA), published by the Nevada Real Estate Division and read on August 16, 2026. A lender questionnaire for a unit in this association is addressed to the association through that office.
Where the contact of record is a management company, that office usually completes the form itself. Where it is a law firm, an accountant or a registered agent, the form is normally passed to whoever keeps the association's books. In neither case is it answered by the lender, the buyer or the seller.
Which form the lender sends
For a condominium the lender sends Fannie Mae Form 1076, which Freddie Mac issues as Form 476, the Condominium Project Questionnaire. It travels with the addendum, Form 1076A or 476A, covering building safety and deferred maintenance. Many lenders send their own version instead, asking the same underwriting questions in a different order.
Two things that were true until recently and are not now. The short form questionnaires, Fannie Mae Form 1077 and Freddie Mac Form 477, are retired. So is Limited Review: for applications dated on or after 3 August 2026, Full Review is the regime, which means the full questionnaire is answered even on the loans that used to escape it.
The answers that hold a file up are usually the same few: the split between owner occupied and rented units, how much of the budget goes to reserves, whether a single owner holds more than the permitted share of the units, litigation, and any deferred maintenance or special assessment.
What Nevada sets by statute
A lender questionnaire is not the statutory resale package, and the two are routinely confused. The questionnaire is the lender's own form and is generally neither capped nor timed by statute. The resale package that goes to the buyer is both, and in Nevada it runs as follows.
- Who prepares it
- the association may charge the unit's owner a reasonable fee to cover the cost of preparing the certificate (NRS 116.4109)
- Current charge
- $213.84 for the resale certificate and $190.73 for a demand statement under the Real Estate Division's current schedule, the statutory bases of $185 and $165 growing by CPI up to 3 percent a year; an insurance-proof item joins the resale package July 1, 2026
- Update or rush
- $100 expedite, sooner than 3 business days, on either document
- Deadline
- 10 calendar days for both; miss it and the purchaser does not owe the delinquent assessment
- Who pays
- The unit's owner, expressly, at the owner's expense
Read at source on August 14, 2026. NRS 116.4109 · Form 910 · AB 396. How the three documents differ is set out here.
Where this came from
Nevada Real Estate Division. register of active associations (NRED-ACTIVE-HOA). Published August 14, 2026, read August 16, 2026. The Division states it updates the lists monthly. Source. The association name, locality and contact of record are reproduced as filed. Individuals' names, email addresses and telephone numbers in the same file are deliberately not republished.
Order one
Your first questionnaire is free. Every one comes back in 1-2 business days.
Averbrook completes condominium and cooperative lender questionnaires for management companies and self-managed boards, under your own brand, checked against the agency requirements before it goes back to the lender. No rush fees, because that speed is the only one we sell.